SBI CLERK Prelims
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LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed.
OVERVIEW
The State Bank of India Clerk Examination, commonly known as the SBI Clerk Exam, is a national-level competitive test conducted annually by the State Bank of India (SBI), the largest public sector bank in India, with the primary purpose of recruiting eligible graduates for the post of Junior Associate (Customer Support & Sales) in the clerical cadre to handle customer interactions, banking transactions, and branch operations across various states and union territories. This entry-level banking exam is held once a year, typically in phases including preliminary and mains stages, at a national level targeting candidates aged 20-28 years with a graduation degree, and it attracts massive participation due to job security and growth opportunities. Last year, in 2024, approximately 20-25 lakhs candidates registered for the SBI Clerk recruitment (based on historical trends and reports of lakhs of applications received), while around 15-20 lakhs appeared as test takers for the preliminary exam, reflecting the high competition for the 13,735 vacancies announced that year.
Particulars | Description |
Exam Full Name | Recuitment of Junior Associates (Customer Support & Sales) |
Conducting Body | State Bank Of India |
Purpose of the Exam | To recruit graduates for the post of Junior Associates in the clerical cadre |
Exam Frequency | Once A Year |
Exam Level | National Level Exam |
Candidates Registered Last Year | 20-25 Lacs |
Test Takers Last Year | 15-20 Lacs |
Help Desk & Website | 022-22820427 & https://sbi.co.in/ |
SALIENT FEATURES
The SBI Clerk Exam, conducted online by the State Bank of India, features objective-type multiple-choice questions (MCQs) in its Preliminary (100 questions, 100 marks, 1 hour) and Main (190 questions, 200 marks, 2 hours 40 minutes) stages, with the Local Language Proficiency Test (LLPT) including both objective and subjective components. The Preliminary Exam covers English Language (30 questions), Numerical Ability (35), and Reasoning Ability (35), while the Main Exam includes General/Financial Awareness (50), General English (40), Quantitative Aptitude (50), and Reasoning & Computer Aptitude (50). Negative marking deducts 1/4th mark per wrong answer. Exam languages include English, Hindi, and state-specific languages (e.g., Tamil, Telugu). The selection process involves the Preliminary Exam (qualifying), Main Exam (merit-based with minimum marks, 5% relaxation for reserved categories), and LLPT (qualifying, exempted with 10th/12th language proof).
Particulars | Description |
Exam Type | Online Exam |
Exam Question Type | Objective-type multiple-choice questions (MCQs) |
Total No. of Questions | 100 Questions |
Total No. of Marks | 100 Marks |
Total Duration | 1 Hours |
Negative Marking | 1/4th mark per wrong answer |
Exam Language | English/Hindi/State Specific Languages |
Selection Process | Premilinary + Mains + LLPT |
NOTIFICATION DETAILS
The State Bank of India (SBI) issued a notification (Advt. No. CRPD/CR/2025-26/06) for recruiting Junior Associates (Customer Support & Sales) in the clerical cadre, with online registration open from August 6 to August 26, 2025. The selection process includes an online Preliminary Exam (September 2025), Main Exam (November 2025), and a Local Language Proficiency Test. Eligible candidates, aged 20-28 as of April 1, 2025, with a graduation degree by December 31, 2025, can apply for 5,180 regular and 810 backlog vacancies across various states/UTs, requiring proficiency in the local language.
Events | Dates |
Notification Date | August 5, 2025 |
Application Online Starts | August 6, 2025 |
Application Online Close | August 26, 2025 |
Admit Card | Will Be Notified |
Preliminary Exam Date | September 20,21,27 & 28, 2025 |
Mains Exam Date | November 15 & 16 |
Result Date | December & January Expected |
VACANCY DETAILS
The State Bank of India (SBI) has announced a total of 5,180 regular vacancies and 810 backlog vacancies for Junior Associates (Customer Support & Sales) in the clerical cadre under Advertisement No. CRPD/CR/2025-26/06. These vacancies are distributed across various circles, states/UTs, with category-wise breakdowns for SC, ST, OBC, EWS, GEN, and horizontal reservations for PwBD (Persons with Benchmark Disabilities) and XS (Ex-Servicemen)/DXS (Disabled Ex-Servicemen). Reservations follow government guidelines, including 4% for PwBD and specific quotas for XS/DXS. Candidates apply for one state/UT only, and vacancies are provisional, subject to change based on bank requirements. Below is a summarized category-wise total and a state-wise table extracted from the official notification.
Vacancy Details
Total Vacancies:
Regular: 5,180
Backlog: 810
Grand Total: 5,990
Category-Wise Breakdown (Regular Vacancies):
SC: 788
ST: 450
OBC: 1,179
EWS: 508
GEN: 2,255
PwBD (Horizontal): VI (72), HI (60), LD (48), d&e (42), Total (222)
XS (Horizontal): 508
DXS (Horizontal): 214
Category-Wise Breakdown (Backlog Vacancies):
SC: 91
ST: 226
OBC: 86
Total: 403
PwBD (Horizontal): VI (32), HI (64), LD (52), d&e (48), Total (196)
XS (Horizontal): 613
DXS (Horizontal): 197
Key Points:
Vacancies are state/UT-specific; candidates apply for one state/UT only.
Local language proficiency required (e.g., Gujarati for Gujarat, Tamil for Tamil Nadu).
Reservations follow government guidelines: 4% for PwBD, specific quotas for XS/DXS.
Vacancies are provisional, subject to change based on bank needs.
No inter-circle/inter-state transfer allowed, except intra-state transfers in Maharashtra (Mumbai Metro/Maharashtra Circle), Uttar Pradesh (Delhi/Lucknow Circle), and Haryana (New Delhi/Chandigarh Circle).
State/UT-Wise Vacancy Highlights (Regular + Backlog):
Gujarat: 220 (Regular), 0 (Backlog), Total: 220
Andhra Pradesh: 310 (Regular), 2 (Backlog), Total: 312
Karnataka: 270 (Regular), 198 (Backlog), Total: 468
Madhya Pradesh: 100 (Regular), 37 (Backlog), Total: 137
Chhattisgarh: 220 (Regular), 32 (Backlog), Total: 252
Odisha: 190 (Regular), 0 (Backlog), Total: 190
Haryana: 138 (Regular), 0 (Backlog), Total: 138
Jammu & Kashmir UT: 29 (Regular), 0 (Backlog), Total: 29
Himachal Pradesh: 68 (Regular), 0 (Backlog), Total: 68
Ladakh UT: 37 (Regular), 0 (Backlog), Total: 37
Punjab: 178 (Regular), 0 (Backlog), Total: 178
Tamil Nadu: 380 (Regular), 0 (Backlog), Total: 380
Telangana: 250 (Regular), 58 (Backlog), Total: 308
Rajasthan: 260 (Regular), 27 (Backlog), Total: 287
West Bengal: 270 (Regular), 4 (Backlog), Total: 274
A&N Islands: 30 (Regular), 2 (Backlog), Total: 32
Sikkim: 20 (Regular), 0 (Backlog), Total: 20
Uttar Pradesh: 514 (Regular), 18 (Backlog), Total: 532
Maharashtra/Mumbai Metro: 476 (Regular), 74 (Backlog), Total: 550
Goa: 14 (Regular), 0 (Backlog), Total: 14
Delhi: 169 (Regular), 5 (Backlog), Total: 174
Uttarakhand: 127 (Regular), 0 (Backlog), Total: 127
Arunachal Pradesh: 20 (Regular), 36 (Backlog), Total: 56
Assam: 145 (Regular), 170 (Backlog), Total: 315
Manipur: 16 (Regular), 17 (Backlog), Total: 33
Meghalaya: 32 (Regular), 46 (Backlog), Total: 78
Mizoram: 13 (Regular), 15 (Backlog), Total: 28
Nagaland: 22 (Regular), 31 (Backlog), Total: 53
Tripura: 22 (Regular), 28 (Backlog), Total: 50
Bihar: 260 (Regular), 0 (Backlog), Total: 260
Jharkhand: 130 (Regular), 0 (Backlog), Total: 130
Kerala: 247 (Regular), 12 (Backlog), Total: 259
Lakshadweep: 3 (Regular), 0 (Backlog), Total: 3
Note: For detailed category-wise breakdown per state/UT, refer to the official notification. Candidates must check operational areas for Maharashtra, Uttar Pradesh, and Haryana on SBI’s website.
SALARY STRUCTURE
The salary for Junior Associates (Customer Support & Sales) in the clerical cadre at the State Bank of India (SBI) is governed by the 12th Bipartite Settlement and follows a structured pay scale with allowances, perks, and deductions. The starting basic pay is Rs. 26,730 (Rs.24,050 base plus two advance increments for graduates), and the maximum basic pay reaches 64,480 over 20 years of service. The total starting emoluments in metro cities like Mumbai are approximately Rs. 46,000 per month, inclusive of Dearness Allowance (DA), House Rent Allowance (HRA), and other allowances at current rates. After deductions, the in-hand salary is around Rs. 39,500–Rs. 42,500, varying by posting location (higher in metros, lower in rural areas). Allowances may fluctuate based on inflation and location, and selected candidates are eligible for provident fund, New Pension Scheme (Defined Contribution Benefit), medical reimbursement, leave-fare concessions, and other facilities as per bank instructions.
SBI Clerk / Junior Associate: Salary Structure
1. Basic Pay & Incremental Growth
Starting Basic Pay: 26,730 (graduates get 2 advance increments)
Increment Milestones:
1st increment: 28,070
2nd: 33,020
3rd: 41,020
4th: 57,400
5th: 61,800
Maximum basic pay: 64,480
2. Allowances (Monthly)
Dearness Allowance (DA): 17–20% of basic (varies with inflation)
House Rent Allowance (HRA):
Metro: ~10%
Urban: ~7.5%
Rural: ~5%
Transport Allowance: 850 per month
Special Allowance: around 7,000 (approx 26.5% of basic)
Special Pay: 1,000–1,300
Additional Allowances:
Washing/laundry: 200
Hill & fuel allowance: 3%–8% of basic (depending on posting)
3. Gross vs In-Hand Salary
Gross Salary: Typically 44,000 to 46,000 per month
Deductions: PF/NPS + professional tax (approx 3,600–3,800)
Net In-Hand Salary: Around 41,000–43,000
4. Additional Perks & Benefits
Provident Fund (PF) & Pension under NPS
Medical Insurance:
100% coverage for employee
~75% for dependents
Leave Fare Concession (LFC) for travel (every 4 years)
Leave encashment & gratuity
Concessional loans: housing, car, personal needs
Newspaper allowance, petrol/entertainment allowance (~360 entertainment + 20 liters petrol equivalent)
Maternity/Education sabbatical: up to 2 years for women clerks
EXAM PATTERN
The SBI Clerk 2025 Exam, conducted online, consists of a Preliminary Exam (100 MCQs, 100 marks, 1 hour) with English, Numerical, and Reasoning sections; a Main Exam (190 MCQs, 200 marks, 2 hours 40 minutes) covering General/Financial Awareness, English, Quantitative Aptitude, and Reasoning & Computer Aptitude; and a Local Language Proficiency Test (objective and subjective, qualifying). Negative marking (1/4th mark) applies, and exams are in English, Hindi, or state-specific languages. Selection involves qualifying the Preliminary, scoring in the Main, and passing the LLPT (if required).
Exam Type: Online (Computer-Based Test) for both Preliminary and Main Examinations.
Question Type:
Preliminary and Main Exams: Objective-type Multiple-Choice Questions (MCQs).
Local Language Proficiency Test (LLPT): Objective (15 questions, 15 marks) and Subjective (3 passages, 15 marks).
Selection Process:
Phase-I: Preliminary Examination (Qualifying, shortlists ~10 times vacancies).
Phase-II: Main Examination (Merit-based, determines final ranking).
Phase-III: Local Language Proficiency Test (Qualifying, exempted with 10th/12th language proof).
Negative Marking: 1/4th (0.25) mark deducted per wrong answer in Preliminary and Main Exams; no penalty for unanswered questions.
Exam Language: English, Hindi, and state-specific languages (e.g., Tamil, Telugu, Gujarati) based on state/UT applied for; English section in English only.
Preliminary Examination
Total Questions: 100
Total Marks: 100
Duration: 1 hour (20 minutes per section, separately timed)
Sections:
English Language: 30 questions, 30 marks
Numerical Ability: 35 questions, 35 marks
Reasoning Ability: 35 questions, 35 marks
Note: No minimum marks per section; aggregate score used for shortlisting; section-wise marks not maintained.
Main Examination
Total Questions: 190
Total Marks: 200
Duration: 2 hours 40 minutes (sectional timings)
Sections:
General/Financial Awareness: 50 questions, 50 marks, 35 minutes
General English: 40 questions, 40 marks, 35 minutes
Quantitative Aptitude: 50 questions, 50 marks, 45 minutes
Reasoning Ability & Computer Aptitude: 50 questions, 60 marks, 45 minutes
Note: Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS); section-wise marks not maintained; 2.5% bonus marks (5/200) for trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025).
Local Language Proficiency Test (LLPT)
Applicability: Mandatory for candidates without 10th/12th proof of studying the opted local language; conducted post-Main Exam, before joining.
Pattern:
Non-Verbal Test: Objective (3 passages, 15 questions, 15 marks) + Subjective (3 passages, 15 marks)
Verbal Test: 20 marks (details not fully specified)
Note: Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories); failure disqualifies appointment.
Merit List: State-wise, category-wise, based on Main Exam aggregate marks; Preliminary marks not counted.
Final Selection: Subject to verification of eligibility, documents, and qualifying LLPT (if applicable).
EXAM SYLLABUS
The SBI Clerk Exam syllabus includes, Preliminary Exam – English Language (comprehension, grammar, vocabulary), Numerical Ability (arithmetic, data interpretation), and Reasoning Ability (puzzles, logical reasoning); Main Exam – General/Financial Awareness (current affairs, banking), General English (reading, writing skills), Quantitative Aptitude (advanced arithmetic, data analysis), and Reasoning & Computer Aptitude (logical reasoning, basic computer knowledge); Local Language Proficiency Test – reading, writing, speaking, and understanding the state-specific language.
Preliminary Examination
English Language:
Reading Comprehension
Grammar (Tenses, Articles, Prepositions)
Vocabulary (Synonyms, Antonyms, Word Usage)
Cloze Test
Fill in the Blanks
Error Detection
Sentence Rearrangement/Para Jumbles
Numerical Ability:
Number System
Simplification/Approximation
Arithmetic (Percentage, Profit & Loss, Ratio, Time & Work, Speed & Distance, Average)
Data Interpretation (Tables, Bar Graphs, Pie Charts, Line Graphs)
Quadratic Equations
Number Series
Simple & Compound Interest
Probability, Permutation & Combination
Reasoning Ability:
Puzzles (Seating Arrangement, Floor-Based, Scheduling)
Syllogism
Blood Relations
Coding-Decoding
Inequalities
Direction Sense
Alphanumeric/Numeric Series
Logical Reasoning (Cause-Effect, Statement-Conclusion)
Order & Ranking
Main Examination
General/Financial Awareness:
Current Affairs (National & International, last 6 months)
Banking & Financial Awareness (Banking Terms, RBI Policies, Financial News)
Static GK (Country-Capital, Currency, Important Days, Books & Authors)
Economic News
Government Schemes
General English:
Reading Comprehension
Vocabulary (Idioms, Phrases, Word Substitution)
Grammar (Error Spotting, Sentence Improvement)
Cloze Test
Para Jumbles
Sentence Completion
Fillers (Single/Double)
Quantitative Aptitude:
Advanced Data Interpretation (Caselets, Charts, Missing Data)
Arithmetic (Profit & Loss, Time & Work, Partnership, Mensuration)
Number Series
Quadratic Equations
Data Sufficiency
Probability, Permutation & Combination
Simplification
Mixture & Alligation
Reasoning Ability & Computer Aptitude:
Reasoning:
Complex Puzzles (Linear/Circular Arrangements, Box-Based)
Input-Output
Syllogism (New Pattern)
Data Sufficiency
Logical Reasoning (Assumptions, Arguments, Course of Action)
Coding-Decoding (New Pattern)
Blood Relations
Computer Aptitude:
Basics of Computers (Hardware, Software)
Operating Systems
MS Office (Word, Excel, PowerPoint)
Internet & Networking
Keyboard Shortcuts
Computer Abbreviations
Binary Logic/Flowcharts (for Computer Aptitude questions)
Local Language Proficiency Test (LLPT)
Syllabus:
Reading: Comprehension of passages in the specified local language.
Writing: Short essays, letter writing, or sentence formation.
Speaking: Basic conversational ability.
Understanding: Interpreting written/spoken content in the local language (e.g., Gujarati, Tamil, Telugu, as per state/UT).
Note: Exempted if candidate provides 10th/12th mark sheet proving proficiency in the opted local language.
General Notes:
Preliminary Exam is qualifying; Main Exam determines merit.
LLPT is mandatory for candidates without local language proof in 10th/12th.
Syllabus aligns with standard banking exam patterns, focusing on speed and accuracy for MCQs.
ELIGIBILITY CRITERIA
The SBI Clerk Exam requires candidates to be aged 20–28 years as of April 1, 2025, with a graduation degree by December 31, 2025, and proficiency in the local language of the applied state/UT. Age relaxations apply for SC/ST (5 years), OBC (3 years), PwBD (10–15 years), and Ex-Servicemen (service period + 3 years). Current SBI clerical employees and those with adverse records are ineligible.
Age Limit
20–28 years (born between April 2, 1997, and April 1, 2005).
Relaxations:
OBC: +3 years
SC/ST: +5 years
PwBD (Gen/EWS): +10 years
PwBD (OBC): +13 years
PwBD (SC/ST): +15 years
Ex-Servicemen/Disabled Ex-Servicemen: Service period + 3 years (8 years for SC/ST), max 50 years
Widows/Divorced Women (not remarried): +7 years (max 35 for Gen/EWS, 38 for OBC, 40 for SC/ST)
Trained SBI Apprentices: +1 year (Gen/EWS), +4 years (OBC), +6 years (SC/ST)
Educational Qualification
Graduation in any discipline from a recognized university or equivalent.
Final-year students can apply provisionally, subject to passing by December 31, 2025.
Matriculate Ex-Servicemen with 15+ years of service: Eligible with Army Special Certificate of Education or equivalent Navy/Air Force certificate.
Local Language Proficiency
Must be proficient in reading, writing, speaking, and understanding the specified local language of the applied state/UT.
Exempted if 10th/12th mark sheet proves language proficiency; else, LLPT is mandatory.
Ineligibility
Current SBI clerical cadre employees.
Former SBI clerical employees who resigned.
Candidates with adverse character, moral turpitude, or unregularized loan/credit card defaults with banks/NBFCs.
Additional Notes
OBC candidates must belong to the “Non-Creamy Layer” with a certificate issued between April 1, 2025, and appointment.
EWS candidates need an Income & Asset Certificate for 2024-25, valid for 2025-26.
PwBD candidates require a disability certificate (40%+ disability) dated on or before August 26, 2025.
No category change allowed post-application; cumulative age relaxation not permitted.
SELECTION PROCESS
The SBI Clerk selection process involves a Preliminary Exam (100 MCQs, 100 marks, 1 hour, qualifying), a Main Exam (190 MCQs, 200 marks, 2h 40m, merit-based), and a Local Language Proficiency Test (LLPT, qualifying for those without 10th/12th language proof). Final selection is based on Main Exam marks, document verification, and LLPT clearance.
Phase-I: Preliminary Examination:
Online, objective-type MCQs (100 questions, 100 marks, 1 hour).
Sections: English Language (30 marks), Numerical Ability (35 marks), Reasoning Ability (35 marks).
Qualifying in nature; no minimum marks per section, only aggregate score considered.
Top candidates (approximately 10 times the number of vacancies) shortlisted for Main Exam based on aggregate marks.
Marks not counted in final merit.
Phase-II: Main Examination:
Online, objective-type MCQs (190 questions, 200 marks, 2 hours 40 minutes).
Sections: General/Financial Awareness (50 marks, 35 minutes), General English (40 marks, 35 minutes), Quantitative Aptitude (50 marks, 45 minutes), Reasoning Ability & Computer Aptitude (60 marks, 45 minutes).
Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS).
Bonus: Trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025) receive 2.5% bonus marks (5/200).
Marks determine state-wise, category-wise merit list.
Phase-III: Local Language Proficiency Test (LLPT):
Mandatory for candidates without 10th/12th mark sheet proving proficiency in the specified local language of the applied state/UT.
Conducted post-Main Exam, before joining.
Pattern: Non-Verbal Test (Objective: 15 questions, 15 marks; Subjective: 3 passages, 15 marks) + Verbal Test (20 marks).
Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories).
Failure to qualify disqualifies candidates from appointment.
Exempted if 10th/12th certificate proves local language proficiency.
Final Selection:
Based on Main Exam aggregate marks, ranked state-wise and category-wise.
Subject to:
Verification of eligibility (age, education, category, etc.) and documents submitted in the online application.
Qualifying the LLPT (if applicable).
Candidates failing verification or LLPT are disqualified.
Waitlist: Up to 50% of vacancies maintained state-wise, category-wise; released quarterly for non-joining/resignation; valid for one year from final result declaration.
Key Notes:
Preliminary Exam marks are not considered for final merit.
Negative marking (1/4th mark per wrong answer) applies in Preliminary and Main Exams.
No inter-circle/inter-state transfers allowed, except intra-state transfers in Maharashtra, Uttar Pradesh, and Haryana (specific circles).
HOW TO APPLY
To apply, candidates registered online from August 6 to August 26, 2025, on https://bank.sbi or https://www.sbi.co.in, filled the form, uploaded documents (photo, signature, certificates), paid the fee (exempt for SC/ST/PwBD/XS), and submitted for one state/UT. The application window is now closed as of August 27, 2025.
Application Mode: Online only through SBI’s official websites (https://bank.sbi/web/careers/current-openings or https://www.sbi.co.in/web/careers/current-openings).
Application Period: August 6, 2025, to August 26, 2025 (closed as of August 27, 2025).
Steps to Apply:
Visit Website: Access the careers section on https://bank.sbi or https://www.sbi.co.in.
Find Notification: Locate “Recruitment of Junior Associates (Customer Support & Sales)” under Advertisement No. CRPD/CR/2025-26/06.
Register: Click “Apply Online,” select “New Registration,” and enter basic details (name, email, phone) to get registration number and password.
Fill Application Form:
Provide personal, educational, and contact details.
Choose one state/UT and one preferred local language for the vacancy.
Indicate category (SC/ST/OBC/EWS/GEN/PwBD/XS) and upload relevant certificates (e.g., OBC Non-Creamy Layer, EWS, PwBD).
Specify if opting for Pre-Examination Training (for SC/ST/OBC/PwBD/XS).
Upload Documents:
Recent passport-size photograph (same as used throughout the process).
Signature.
Other documents (e.g., 10th/12th mark sheets, graduation certificate, caste certificate).
Ensure documents meet specified size/format (as per notification guidelines).
Pay Application Fee:
The application form fee for SBI Clerk is:
General / OBC / EWS: Rs. 750/-
SC / ST / PwBD / XS / DXS: Nil (No fee)
The fee once paid is non-refundable and must be paid online through debit card, credit card, or net banking
Preview and Submit: Verify all details, submit the form, and save/download the application for reference.
Print Application: Keep a hard copy of the submitted form for future use (e.g., document verification).
Important Notes:
Apply for only one state/UT; multiple applications lead to disqualification.
No changes allowed post-submission (e.g., category, state, or language).
Ensure local language proficiency; upload 10th/12th mark sheet if studied, else LLPT required.
Retain 8 copies of the uploaded photograph for exam stages.
Check websites regularly for updates on call letters (downloadable ~10 days before exams).
Post-Application:
Download call letter for Preliminary Exam (September 2025) and “Acquaint Yourself” booklet using registration number and password.
Bring authenticated Preliminary call letter, Main Exam call letter, ID proof, and two additional photographs (same as uploaded) to exams.
Note: As the application window closed on August 26, 2025, candidates must wait for the next recruitment cycle or check for any extended deadlines on the official SBI websites.
EXAM CENTERS
State Bank of India (SBI) conducts the prelims and mains exams of SBI Clerk in multiple test centres in more than 180 cities. The details related to SBI Clerk exam centres for the prelims exam are mentioned on the admit card.
Here is the full list of exam centers state-wise:
Andaman & Nicobar Islands – Port Blair
Andhra Pradesh – Anantpur, Guntur/Vijayawada, Kadapa, Kakinada, Kurnool, Nellore, Rajahmundry, Srikakulam, Tirupati, Vishakhapatnam, Vizianagaram
Arunachal Pradesh – Naharlagun, Papumpare
Assam – Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur
Bihar – Arrah, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea
Chandigarh – Mohali
Chhattisgarh – Bhilai Nagar, Bilaspur, Raipur
Delhi NCR – Delhi/ NCR (All NCR cities)
Goa – Panaji
Gujarat – Ahmedabad-Gandhinagar, Anand/Vadodara, Jamnagar, Mehsana, Rajkot, Surat/Bardoli, Vadodara
Haryana – Ambala, Faridabad, Gurugram, Hisar, Kurukshetra
Himachal Pradesh – Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Baddi, Solan, Una
Jammu & Kashmir – Baramullah, Jammu, Pulwama, Samba, Srinagar
Jharkhand – Bokaro, Dhanbad, Hazaribagh, Jamshedpur, Ranchi
Karnataka – Bengaluru, Belgaum, Davangare, Gulbarga, Hubli-Dharwad, Mangalore, Mysore, Shimoga, Udupi
Kerala – Alappuzha, Idukki, Kannur, Kochi/Ernakulam, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur
Ladakh – Leh, Kargil
Lakshadweep – Kavaratti
Madhya Pradesh – Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain
Maharashtra – Ahilyanagar (Ahmednagar), Akola, Amravati, Chhatrapati Sambhaji Nagar (Aurangabad), Dhule, Jalgaon, Kolhapur, Latur, Mumbai/Thane/Navi Mumbai/MMR, Nagpur, Nanded, Nashik, Pune, Raigad, Sangli, Satara, Solapur
Manipur – Imphal, Churachandpur, Kakching
Meghalaya – Shillong, Tura
Mizoram – Aizawl
Nagaland – Dimapur, Kohima
Odisha – Balasore, Berhampur (Ganjam), Bhubaneshwar, Cuttack, Rourkela, Sambalpur, Baripada, Puri
Puducherry – Puducherry
Punjab – Amritsar, Bhatinda, Jalandhar, Ludhiana, Mohali, Patiala, Moga, Phagwara
Rajasthan – Ajmer, Bikaner, Hanumangarh, Jaipur, Jodhpur, Kota, Sikar, Udaipur
Sikkim – Gangtok
Tamil Nadu – Chennai, Coimbatore, Cuddalore, Erode, Karur, Madurai, Nagercoil, Namakkal, Salem, Thanjavur, Thiruchirapalli, Tirunelvelli, Vellore, Virudhunagar
Telangana – Hyderabad, Karimnagar, Khammam, Warangal
Tripura – Agartala
Uttar Pradesh – Agra, Aligarh, Bareilly, Faizabad, Ghaziabad, Gorakhpur, Jhansi, Kanpur, Lucknow, Mathura, Meerut, Moradabad, Muzaffarnagar, Noida & Greater Noida, Prayagraj (Allahabad), Varanasi
Uttarakhand – Dehradun, Haldwani, Roorkee
West Bengal – Asansol, Durgapur, Greater Kolkata, Hooghly, Howrah, Kalyani, Siliguri, Burdwan, Bankura
ADMIT CARD
The SBI Clerk admit card for Prelims and Mains will be available for download from the official website about 10 days before each exam. Candidates must carry the admit card with a valid photo ID and photographs to the exam hall.
Preliminary Exam:
Candidates will have to download their call letter and “Acquaint Yourself” booklet from SBI’s official website about 10 days before the exam date.
(No hard copy will be sent by post.)
Main Exam:
Candidates shortlisted after prelims can download their Main Exam call letter from the SBI website (again around 10 days before the exam date).
Documents to carry:
Admit Card (call letter) with passport-size photo pasted.
Valid ID proof (original + photocopy).
Two additional passport photos (same as uploaded in application).
For PwBD candidates: scribe form (if applicable).
The Preliminary exam call letter will be stamped/authenticated at the venue. This same call letter must be carried along with the Main Exam admit card.
EXAM RESULT
The SBI Clerk exam result will be declared online only on SBI’s official career portal. The Preliminary result will be for shortlisting purposes, while the final merit list will be prepared based on Main exam marks and qualifying the local language test. A state-wise waitlist (up to 50% of vacancies) will also be maintained for one year.
Preliminary Exam result is qualifying in nature and marks are not added in final merit.
Final selection is based only on the Main Exam marks + local language test (if applicable).
Results will be published only on SBI’s official website:
Waitlist: SBI will prepare a state-wise waitlist up to 50% of vacancies. It will remain valid for 1 year from the date of final result.
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed.
OVERVIEW
The State Bank of India Clerk Examination, commonly known as the SBI Clerk Exam, is a national-level competitive test conducted annually by the State Bank of India (SBI), the largest public sector bank in India, with the primary purpose of recruiting eligible graduates for the post of Junior Associate (Customer Support & Sales) in the clerical cadre to handle customer interactions, banking transactions, and branch operations across various states and union territories. This entry-level banking exam is held once a year, typically in phases including preliminary and mains stages, at a national level targeting candidates aged 20-28 years with a graduation degree, and it attracts massive participation due to job security and growth opportunities. Last year, in 2024, approximately 20-25 lakhs candidates registered for the SBI Clerk recruitment (based on historical trends and reports of lakhs of applications received), while around 15-20 lakhs appeared as test takers for the preliminary exam, reflecting the high competition for the 13,735 vacancies announced that year.
Particulars | Description |
Exam Full Name | Recuitment of Junior Associates (Customer Support & Sales) |
Conducting Body | State Bank Of India |
Purpose of the Exam | To recruit graduates for the post of Junior Associates in the clerical cadre |
Exam Frequency | Once A Year |
Exam Level | National Level Exam |
Candidates Registered Last Year | 20-25 Lacs |
Test Takers Last Year | 15-20 Lacs |
Help Desk & Website | 022-22820427 & https://sbi.co.in/ |
EXAM PATTERN
The SBI Clerk 2025 Exam, conducted online, consists of a Preliminary Exam (100 MCQs, 100 marks, 1 hour) with English, Numerical, and Reasoning sections; a Main Exam (190 MCQs, 200 marks, 2 hours 40 minutes) covering General/Financial Awareness, English, Quantitative Aptitude, and Reasoning & Computer Aptitude; and a Local Language Proficiency Test (objective and subjective, qualifying). Negative marking (1/4th mark) applies, and exams are in English, Hindi, or state-specific languages. Selection involves qualifying the Preliminary, scoring in the Main, and passing the LLPT (if required).
Exam Type: Online (Computer-Based Test) for both Preliminary and Main Examinations.
Question Type:
Preliminary and Main Exams: Objective-type Multiple-Choice Questions (MCQs).
Local Language Proficiency Test (LLPT): Objective (15 questions, 15 marks) and Subjective (3 passages, 15 marks).
Selection Process:
Phase-I: Preliminary Examination (Qualifying, shortlists ~10 times vacancies).
Phase-II: Main Examination (Merit-based, determines final ranking).
Phase-III: Local Language Proficiency Test (Qualifying, exempted with 10th/12th language proof).
Negative Marking: 1/4th (0.25) mark deducted per wrong answer in Preliminary and Main Exams; no penalty for unanswered questions.
Exam Language: English, Hindi, and state-specific languages (e.g., Tamil, Telugu, Gujarati) based on state/UT applied for; English section in English only.
Preliminary Examination
Total Questions: 100
Total Marks: 100
Duration: 1 hour (20 minutes per section, separately timed)
Sections:
English Language: 30 questions, 30 marks
Numerical Ability: 35 questions, 35 marks
Reasoning Ability: 35 questions, 35 marks
Note: No minimum marks per section; aggregate score used for shortlisting; section-wise marks not maintained.
Main Examination
Total Questions: 190
Total Marks: 200
Duration: 2 hours 40 minutes (sectional timings)
Sections:
General/Financial Awareness: 50 questions, 50 marks, 35 minutes
General English: 40 questions, 40 marks, 35 minutes
Quantitative Aptitude: 50 questions, 50 marks, 45 minutes
Reasoning Ability & Computer Aptitude: 50 questions, 60 marks, 45 minutes
Note: Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS); section-wise marks not maintained; 2.5% bonus marks (5/200) for trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025).
Local Language Proficiency Test (LLPT)
Applicability: Mandatory for candidates without 10th/12th proof of studying the opted local language; conducted post-Main Exam, before joining.
Pattern:
Non-Verbal Test: Objective (3 passages, 15 questions, 15 marks) + Subjective (3 passages, 15 marks)
Verbal Test: 20 marks (details not fully specified)
Note: Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories); failure disqualifies appointment.
Merit List: State-wise, category-wise, based on Main Exam aggregate marks; Preliminary marks not counted.
Final Selection: Subject to verification of eligibility, documents, and qualifying LLPT (if applicable).
EXAM SYLLABUS
The SBI Clerk Exam syllabus includes, Preliminary Exam – English Language (comprehension, grammar, vocabulary), Numerical Ability (arithmetic, data interpretation), and Reasoning Ability (puzzles, logical reasoning); Main Exam – General/Financial Awareness (current affairs, banking), General English (reading, writing skills), Quantitative Aptitude (advanced arithmetic, data analysis), and Reasoning & Computer Aptitude (logical reasoning, basic computer knowledge); Local Language Proficiency Test – reading, writing, speaking, and understanding the state-specific language.
Preliminary Examination
English Language:
Reading Comprehension
Grammar (Tenses, Articles, Prepositions)
Vocabulary (Synonyms, Antonyms, Word Usage)
Cloze Test
Fill in the Blanks
Error Detection
Sentence Rearrangement/Para Jumbles
Numerical Ability:
Number System
Simplification/Approximation
Arithmetic (Percentage, Profit & Loss, Ratio, Time & Work, Speed & Distance, Average)
Data Interpretation (Tables, Bar Graphs, Pie Charts, Line Graphs)
Quadratic Equations
Number Series
Simple & Compound Interest
Probability, Permutation & Combination
Reasoning Ability:
Puzzles (Seating Arrangement, Floor-Based, Scheduling)
Syllogism
Blood Relations
Coding-Decoding
Inequalities
Direction Sense
Alphanumeric/Numeric Series
Logical Reasoning (Cause-Effect, Statement-Conclusion)
Order & Ranking
Main Examination
General/Financial Awareness:
Current Affairs (National & International, last 6 months)
Banking & Financial Awareness (Banking Terms, RBI Policies, Financial News)
Static GK (Country-Capital, Currency, Important Days, Books & Authors)
Economic News
Government Schemes
General English:
Reading Comprehension
Vocabulary (Idioms, Phrases, Word Substitution)
Grammar (Error Spotting, Sentence Improvement)
Cloze Test
Para Jumbles
Sentence Completion
Fillers (Single/Double)
Quantitative Aptitude:
Advanced Data Interpretation (Caselets, Charts, Missing Data)
Arithmetic (Profit & Loss, Time & Work, Partnership, Mensuration)
Number Series
Quadratic Equations
Data Sufficiency
Probability, Permutation & Combination
Simplification
Mixture & Alligation
Reasoning Ability & Computer Aptitude:
Reasoning:
Complex Puzzles (Linear/Circular Arrangements, Box-Based)
Input-Output
Syllogism (New Pattern)
Data Sufficiency
Logical Reasoning (Assumptions, Arguments, Course of Action)
Coding-Decoding (New Pattern)
Blood Relations
Computer Aptitude:
Basics of Computers (Hardware, Software)
Operating Systems
MS Office (Word, Excel, PowerPoint)
Internet & Networking
Keyboard Shortcuts
Computer Abbreviations
Binary Logic/Flowcharts (for Computer Aptitude questions)
Local Language Proficiency Test (LLPT)
Syllabus:
Reading: Comprehension of passages in the specified local language.
Writing: Short essays, letter writing, or sentence formation.
Speaking: Basic conversational ability.
Understanding: Interpreting written/spoken content in the local language (e.g., Gujarati, Tamil, Telugu, as per state/UT).
Note: Exempted if candidate provides 10th/12th mark sheet proving proficiency in the opted local language.
General Notes:
Preliminary Exam is qualifying; Main Exam determines merit.
LLPT is mandatory for candidates without local language proof in 10th/12th.
Syllabus aligns with standard banking exam patterns, focusing on speed and accuracy for MCQs.
ELIGIBILITY CRITERIA
The SBI Clerk Exam requires candidates to be aged 20–28 years as of April 1, 2025, with a graduation degree by December 31, 2025, and proficiency in the local language of the applied state/UT. Age relaxations apply for SC/ST (5 years), OBC (3 years), PwBD (10–15 years), and Ex-Servicemen (service period + 3 years). Current SBI clerical employees and those with adverse records are ineligible.
Age Limit
20–28 years (born between April 2, 1997, and April 1, 2005).
Relaxations:
OBC: +3 years
SC/ST: +5 years
PwBD (Gen/EWS): +10 years
PwBD (OBC): +13 years
PwBD (SC/ST): +15 years
Ex-Servicemen/Disabled Ex-Servicemen: Service period + 3 years (8 years for SC/ST), max 50 years
Widows/Divorced Women (not remarried): +7 years (max 35 for Gen/EWS, 38 for OBC, 40 for SC/ST)
Trained SBI Apprentices: +1 year (Gen/EWS), +4 years (OBC), +6 years (SC/ST)
Educational Qualification
Graduation in any discipline from a recognized university or equivalent.
Final-year students can apply provisionally, subject to passing by December 31, 2025.
Matriculate Ex-Servicemen with 15+ years of service: Eligible with Army Special Certificate of Education or equivalent Navy/Air Force certificate.
Local Language Proficiency
Must be proficient in reading, writing, speaking, and understanding the specified local language of the applied state/UT.
Exempted if 10th/12th mark sheet proves language proficiency; else, LLPT is mandatory.
Ineligibility
Current SBI clerical cadre employees.
Former SBI clerical employees who resigned.
Candidates with adverse character, moral turpitude, or unregularized loan/credit card defaults with banks/NBFCs.
Additional Notes
OBC candidates must belong to the “Non-Creamy Layer” with a certificate issued between April 1, 2025, and appointment.
EWS candidates need an Income & Asset Certificate for 2024-25, valid for 2025-26.
PwBD candidates require a disability certificate (40%+ disability) dated on or before August 26, 2025.
No category change allowed post-application; cumulative age relaxation not permitted.
SELECTION PROCESS
The SBI Clerk selection process involves a Preliminary Exam (100 MCQs, 100 marks, 1 hour, qualifying), a Main Exam (190 MCQs, 200 marks, 2h 40m, merit-based), and a Local Language Proficiency Test (LLPT, qualifying for those without 10th/12th language proof). Final selection is based on Main Exam marks, document verification, and LLPT clearance.
Phase-I: Preliminary Examination:
Online, objective-type MCQs (100 questions, 100 marks, 1 hour).
Sections: English Language (30 marks), Numerical Ability (35 marks), Reasoning Ability (35 marks).
Qualifying in nature; no minimum marks per section, only aggregate score considered.
Top candidates (approximately 10 times the number of vacancies) shortlisted for Main Exam based on aggregate marks.
Marks not counted in final merit.
Phase-II: Main Examination:
Online, objective-type MCQs (190 questions, 200 marks, 2 hours 40 minutes).
Sections: General/Financial Awareness (50 marks, 35 minutes), General English (40 marks, 35 minutes), Quantitative Aptitude (50 marks, 45 minutes), Reasoning Ability & Computer Aptitude (60 marks, 45 minutes).
Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS).
Bonus: Trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025) receive 2.5% bonus marks (5/200).
Marks determine state-wise, category-wise merit list.
Phase-III: Local Language Proficiency Test (LLPT):
Mandatory for candidates without 10th/12th mark sheet proving proficiency in the specified local language of the applied state/UT.
Conducted post-Main Exam, before joining.
Pattern: Non-Verbal Test (Objective: 15 questions, 15 marks; Subjective: 3 passages, 15 marks) + Verbal Test (20 marks).
Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories).
Failure to qualify disqualifies candidates from appointment.
Exempted if 10th/12th certificate proves local language proficiency.
Final Selection:
Based on Main Exam aggregate marks, ranked state-wise and category-wise.
Subject to:
Verification of eligibility (age, education, category, etc.) and documents submitted in the online application.
Qualifying the LLPT (if applicable).
Candidates failing verification or LLPT are disqualified.
Waitlist: Up to 50% of vacancies maintained state-wise, category-wise; released quarterly for non-joining/resignation; valid for one year from final result declaration.
Key Notes:
Preliminary Exam marks are not considered for final merit.
Negative marking (1/4th mark per wrong answer) applies in Preliminary and Main Exams.
No inter-circle/inter-state transfers allowed, except intra-state transfers in Maharashtra, Uttar Pradesh, and Haryana (specific circles).
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed. The Preliminary Examination for the SBI Junior Associate recruitment is tentatively scheduled for September 2025, and the Main Examination is tentatively set for November 2025.
EXAM SYLLABUS
The SBI Clerk Exam syllabus includes, Preliminary Exam – English Language (comprehension, grammar, vocabulary), Numerical Ability (arithmetic, data interpretation), and Reasoning Ability (puzzles, logical reasoning); Main Exam – General/Financial Awareness (current affairs, banking), General English (reading, writing skills), Quantitative Aptitude (advanced arithmetic, data analysis), and Reasoning & Computer Aptitude (logical reasoning, basic computer knowledge); Local Language Proficiency Test – reading, writing, speaking, and understanding the state-specific language.
Phase I – Preliminary Examination
The Prelims exam is online, 1-hour duration, total 100 marks, divided into 3 sections:
| Stage of Exam | Section | Major Topics |
| Preliminary Exam | English Language | Reading Comprehension, Cloze Test, Error Spotting, Etc. |
| Reasoning Ability | Puzzle, Syllogism, Blood Relation, Etc. | |
| Numerical Ability | Simplification, Data Interpretation, Numner Series, Etc. |
English Language (30 Questions, 30 Marks, 20 Minutes)
Reading Comprehension
Cloze Test
Para Jumbles
Error Spotting / Sentence Correction
Fill in the Blanks
Vocabulary (Synonyms, Antonyms)
Numerical Ability (35 Questions, 35 Marks, 20 Minutes)
Simplification / Approximation
Number Series
Quadratic Equations
Data Interpretation (Tables, Graphs, Charts)
Arithmetic Word Problems (Profit & Loss, SI & CI, Time & Work, Time, Speed & Distance, Ratio & Proportion, Averages, Percentage, Partnership, Pipes & Cisterns, Boats & Streams, Mixtures & Alligations)
Reasoning Ability (35 Questions, 35 Marks, 20 Minutes)
Puzzles & Seating Arrangement
Syllogism
Inequalities (Direct & Coded)
Blood Relations
Coding-Decoding
Direction & Distance
Order & Ranking
Alphanumeric Series
Note: There is negative marking of 0.25 mark for each wrong answer. No sectional cut-off is prescribed.
Phase II – Main Examination
The Main exam is online, 2 Hours 40 Minutes duration, total 200 marks, divided into 4 sections:
General/Financial Awareness (50 Questions, 50 Marks, 35 Minutes)
Current Affairs (last 6 months – National & International Events)
Banking & Financial Awareness (RBI, SBI & other Banks, Monetary Policies, Financial Terms, Schemes, Insurance, Mutual Funds)
Static GK (Countries, Capitals, Sports, Awards, Books & Authors, Important Days, History, Geography, Polity, Economy, Science)
Government Schemes & Policies
General English (40 Questions, 40 Marks, 35 Minutes)
Reading Comprehension (Factual, Inference, Vocabulary)
Error Detection
Para Jumbles
Cloze Test
Word Usage, Fill in the Blanks
Synonyms & Antonyms
Sentence Improvement
Quantitative Aptitude (50 Questions, 50 Marks, 45 Minutes)
Data Interpretation (Tables, Pie Charts, Line Graphs, Bar Graphs, Caselets)
Quadratic Equations
Number Series
Data Sufficiency
Simplification / Approximation
Probability, Permutation & Combination
Arithmetic Word Problems (as in Prelims, but more advanced level)
Reasoning Ability & Computer Aptitude (50 Questions, 60 Marks, 45 Minutes)
Puzzles (Floor, Scheduling, Box, Linear, Circular Seating)
Input-Output
Coded Inequalities
Syllogism
Coding-Decoding
Data Sufficiency
Logical Reasoning (Statement-Argument, Assumptions, Conclusions, Cause-Effect)
Computer Aptitude: Basics of Computer, MS Office, Internet, Networking, Security, Keyboard Shortcuts, Operating Systems
Note: Negative marking of 0.25 mark applies here as well.
Phase III – Local Language Test
Candidates provisionally selected must qualify the Local Language Proficiency Test (LLPT).
Exempted if candidate has studied the opted local language in 10th or 12th standard.
Others must take the test before final joining.
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed. The Preliminary Examination for the SBI Junior Associate recruitment is tentatively scheduled for September 2025, and the Main Examination is tentatively set for November 2025.
EXAM PATTERN
The SBI Clerk 2025 Exam, conducted online, consists of a Preliminary Exam (100 MCQs, 100 marks, 1 hour) with English, Numerical, and Reasoning sections; a Main Exam (190 MCQs, 200 marks, 2 hours 40 minutes) covering General/Financial Awareness, English, Quantitative Aptitude, and Reasoning & Computer Aptitude; and a Local Language Proficiency Test (objective and subjective, qualifying). Negative marking (1/4th mark) applies, and exams are in English, Hindi, or state-specific languages. Selection involves qualifying the Preliminary, scoring in the Main, and passing the LLPT (if required).
Exam Type: Online (Computer-Based Test) for both Preliminary and Main Examinations.
Question Type:
Preliminary and Main Exams: Objective-type Multiple-Choice Questions (MCQs).
Local Language Proficiency Test (LLPT): Objective (15 questions, 15 marks) and Subjective (3 passages, 15 marks).
Selection Process:
Phase-I: Preliminary Examination (Qualifying, shortlists ~10 times vacancies).
Phase-II: Main Examination (Merit-based, determines final ranking).
Phase-III: Local Language Proficiency Test (Qualifying, exempted with 10th/12th language proof).
Negative Marking: 1/4th (0.25) mark deducted per wrong answer in Preliminary and Main Exams; no penalty for unanswered questions.
Exam Language: English, Hindi, and state-specific languages (e.g., Tamil, Telugu, Gujarati) based on state/UT applied for; English section in English only.
Preliminary Examination
Total Questions: 100
Total Marks: 100
Duration: 1 hour (20 minutes per section, separately timed)
| Sr. No. | Name of Test | Medium of Exam | No. of Questions | Maximum Marks | Duration |
| 1. | English Language | English | 30 | 30 | 20 Minutes |
| 2. | Numerical Ability | Hindi/English/Opted Local Language | 35 | 35 | 20 Minutes |
| 3. | Reasoning Ability | 35 | 35 | 20 Minutes | |
| Total | 100 | 100 | 60 Minutes |
Sections:
English Language: 30 questions, 30 marks
Numerical Ability: 35 questions, 35 marks
Reasoning Ability: 35 questions, 35 marks
Note: No minimum marks per section; aggregate score used for shortlisting; section-wise marks not maintained.
Main Examination
Total Questions: 190
Total Marks: 200
Duration: 2 hours 40 minutes (sectional timings)
| Sr. No. | Name of Test | Medium of Exam | No. of Questions | Maximum Marks | Duration |
| 1. | General/Financial Awareness | Hindi/English/Opted Local Language | 50 | 50 | 35 Minutes |
| 2. | General English | English | 40 | 40 | 35 Minutes |
| 3. | Quantitative Aptitude | Hindi/English/Opted Local Language | 50 | 50 | 45 Minutes |
| 4. | Reasoning Ability & Computer Aptitude | Hindi/English/Opted Local Language | 50 | 60 | 45 Minutes |
| Total | 190 | 200 | 2 Hours 40 Minutes |
Sections:
General/Financial Awareness: 50 questions, 50 marks, 35 minutes
General English: 40 questions, 40 marks, 35 minutes
Quantitative Aptitude: 50 questions, 50 marks, 45 minutes
Reasoning Ability & Computer Aptitude: 50 questions, 60 marks, 45 minutes
Note: Minimum aggregate marks required (decided by SBI, 5% relaxation for SC/ST/OBC/PwBD/XS/DXS); section-wise marks not maintained; 2.5% bonus marks (5/200) for trained SBI apprentices (engaged post-January 1, 2022, with 1-year experience by August 26, 2025).
Local Language Proficiency Test (LLPT)
Applicability: Mandatory for candidates without 10th/12th proof of studying the opted local language; conducted post-Main Exam, before joining.
Pattern:
Non-Verbal Test: Objective (3 passages, 15 questions, 15 marks) + Subjective (3 passages, 15 marks)
Verbal Test: 20 marks (details not fully specified)
Note: Candidates must score minimum qualifying marks (decided by SBI, 5% relaxation for reserved categories); failure disqualifies appointment.
Merit List: State-wise, category-wise, based on Main Exam aggregate marks; Preliminary marks not counted.
Final Selection: Subject to verification of eligibility, documents, and qualifying LLPT (if applicable).
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here???????
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed. The Preliminary Examination for the SBI Junior Associate recruitment is tentatively scheduled for September 2025, and the Main Examination is tentatively set for November 2025.
ELIGIBILITY CRITERIA
The SBI Clerk Exam requires candidates to be aged 20–28 years as of April 1, 2025, with a graduation degree by December 31, 2025, and proficiency in the local language of the applied state/UT. Age relaxations apply for SC/ST (5 years), OBC (3 years), PwBD (10–15 years), and Ex-Servicemen (service period + 3 years). Current SBI clerical employees and those with adverse records are ineligible.
Age Limit
20–28 years (born between April 2, 1997, and April 1, 2005).
Relaxations:
OBC: +3 years
SC/ST: +5 years
PwBD (Gen/EWS): +10 years
PwBD (OBC): +13 years
PwBD (SC/ST): +15 years
Ex-Servicemen/Disabled Ex-Servicemen: Service period + 3 years (8 years for SC/ST), max 50 years
Widows/Divorced Women (not remarried): +7 years (max 35 for Gen/EWS, 38 for OBC, 40 for SC/ST)
Trained SBI Apprentices: +1 year (Gen/EWS), +4 years (OBC), +6 years (SC/ST)
Educational Qualification
Graduation in any discipline from a recognized university or equivalent.
Final-year students can apply provisionally, subject to passing by December 31, 2025.
Matriculate Ex-Servicemen with 15+ years of service: Eligible with Army Special Certificate of Education or equivalent Navy/Air Force certificate.
Local Language Proficiency
Must be proficient in reading, writing, speaking, and understanding the specified local language of the applied state/UT.
Exempted if 10th/12th mark sheet proves language proficiency; else, LLPT is mandatory.
Ineligibility
Current SBI clerical cadre employees.
Former SBI clerical employees who resigned.
Candidates with adverse character, moral turpitude, or unregularized loan/credit card defaults with banks/NBFCs.
Additional Notes
OBC candidates must belong to the “Non-Creamy Layer” with a certificate issued between April 1, 2025, and appointment.
EWS candidates need an Income & Asset Certificate for 2024-25, valid for 2025-26.
PwBD candidates require a disability certificate (40%+ disability) dated on or before August 26, 2025.
No category change allowed post-application; cumulative age relaxation not permitted.
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here???????
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed. The Preliminary Examination for the SBI Junior Associate recruitment is tentatively scheduled for September 2025, and the Main Examination is tentatively set for November 2025.
IMPORTANT DATES
The State Bank of India (SBI) issued a notification (Advt. No. CRPD/CR/2025-26/06) for recruiting Junior Associates (Customer Support & Sales) in the clerical cadre, with online registration open from August 6 to August 26, 2025. The selection process includes an online Preliminary Exam (September 2025), Main Exam (November 2025), and a Local Language Proficiency Test. Eligible candidates, aged 20-28 as of April 1, 2025, with a graduation degree by December 31, 2025, can apply for 5,180 regular and 810 backlog vacancies across various states/UTs, requiring proficiency in the local language.
???????
Events | Dates |
Notification Date | August 5, 2025 |
Application Online Starts | August 6, 2025 |
Application Online Close | August 26, 2025 |
Admit Card | Will Be Notified |
Preliminary Exam Date | September 20,21,27 & 28, 2025 |
Mains Exam Date | November 15 & 16 |
Result Date | December & January Expected |
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed.
SBI CLERK PRE EXAM ANALYSIS 05 JANUARY 2024 (SHIFT 1)
Overall the difficulty level and good attempts of the SBI Clerk Prelims Exam Analysis conducted in Shift-1 on 5th January 2024 are given below:
Sections | No. of Questions | Good Attempts | Difficulty Level |
Reasoning Ability | 35 | 28-30 | Easy |
Quantitative Aptitude | 35 | 27-29 | Easy |
English Language | 30 | 21-23 | Easy |
Overall | 100 | 76-82 | Easy |
SECTION WISE ANALYSIS
Quantitative Aptitude
Topics | No. of Questions | Difficulty Level |
Data Interpretation | 05 | Easy |
Number Series (Wrong) | 05 | Easy |
Simplification | 15 | Easy to Moderate |
Arithmetic | 10 | Easy |
Total | 35 | Easy |
Reasoning Ability
Topics | No. of Questions | Difficulty Level |
Puzzles and Seating Arrangement | 18 | Easy to Moderate |
Alpha-Numeric Series (Mixed) | 05 | Easy to Moderate |
Chinese Coding | 05 | Easy |
Blood Relation | 03 | Easy |
Syllogism | 04 | Easy |
Pair Formation (Number Based) | 01 | Easy |
Meaningful Word | 01 | Easy |
Total | 35 | Easy |
English Language
Topics | No. of Questions | Difficulty Level |
Reading Comprehension | 10 | Easy to Moderate |
Sentence Rearrangement | 05 | Easy |
Mis-spelt | 05 | Easy |
Cloze Test | 05 | Easy |
Total | 30 | Easy |
SBI CLERK PRE EXAM ANALYSIS 12 NOVEMBER 2022 (SHIFT 1)
The overall difficulty level of the SBI clerk prelims exam was Easy to Moderate. In the SBI Clerk Prelims examination there are three sections with a sectional time limit of 60 minutes. Here we have provided the section-wise difficulty level of the examination in the given table.
Sections | Difficulty Level |
Reasoning Ability | Easy to Moderate |
Quantitative Aptitude | Easy to Moderate |
English Language | Easy to Moderate |
Overall | Easy to Moderate |
Good Attempts
Section | Good Attempts |
English Language | 23-25 |
Reasoning Ability | 27-29 |
Quantitative Aptitude | 24-26 |
Overall | 74-80 |
SECTION WISE ANALYSIS
Reasoning Ability
Topics | No. Of Questions |
Circular Seating Arrangement (7 Persons) | 5 |
Double Row Seating Arrangement | 5 |
Floor-Based Puzzle (7 Floors) | 5 |
Uncertain No. of Persons Seating Arrangement | 4 |
Syllogism | 3 |
Inequality | 3 |
Alphanumeric Series | 4 |
Direction & Distance | 1 |
Blood Relation | 3 |
Word Pairing | 1 |
Meaningful Word- NEST | 1 |
Total | 35 |
English Language
Topics | No. Of Questions |
Fillers | 4 |
Reading Comprehension | 9 |
Error Detection | 5 |
Phrase Replacement | 2 |
Para Jumble | 5 |
Sentence Rearrangement | 5 |
Total | 30 |
Quantitative Aptitude
Topics | No. Of Questions |
Tabular Data Interpretation | 5 |
Arithmetic | 10 |
Simplification | 15 |
Wrong Number Series | 5 |
Total | 35 |
SBI CLERK PRE EXAM ANALYSIS 10 JULY 2021 (ALL SHIFT)
OVERALL ANALYSIS
Subject | No. of Qs | Difficulty Level (1st Shift) | Good Attempt (1st Shift) | Difficulty Level (2nd Shift) | Good Attempt (2nd Shift) | Difficulty Level (3rd Shift) | Good Attempt (3rd Shift) | Difficulty Level (4th Shift) | Good Attempt (4th Shift) |
English Language | 30 | Easy-Moderate | 24-28 | Moderate | 21-23 | Moderate | 20-22 | Easy | 22-24 |
Reasoning Ability | 35 | Easy | 28-33 | Easy-Moderate | 28-30 | Easy to Moderate | 28-30 | Easy to Moderate | 26-28 |
Numerical Ability | 35 | Easy | 26-30 | Easy-Moderate | 25-28 | Easy to Moderate | 24-26 | Easy to Moderate | 21-24 |
Total | 100 | Easy-Moderate | 78-81 | Easy-Moderate | 72-76 | Easy-Moderate | 71-77 | Easy-Moderate | 69-76 |
SECTION-WISE ANALYSIS
Reasoning Section
Topics | Shift 1 | Shift 2 | Shift 3 | Shift 4 |
No. Of Questions | ||||
Puzzles and Seating Arrangement | 15 | 15 | 18 | 18 |
Syllogism | 4 | 3 | 3 | 5 |
Inequalities Questions | 4 | 5 | 2 | 3 |
Alpha-Numeric Series | 5 | 3 | 2 | 3 |
Coding-Decoding | 3 | 2 | 2 | 2 |
Direction Sense | 2 | 3 | 2 | 2 |
Misc | 2 | 3 | 3 | 2 |
English Section
Topics | Shift 1 | Shift 2 | Shift 3 | Shift 4 |
No. Of Questions | ||||
Reading Comprehension | 7-8 | 8 | 8 | 10 |
Error Detection | 5 | 7 | 7 | 5 |
Cloze Test | 5 | 5 | 5 | 6 |
Sentence Rearrangement | 5 | 5 | 5 | 5 |
Word Swap | 5 | 5 | 5 | 4 |
Numerical Ability
Topics | Shift 1 | Shift 2 | Shift 3 | Shift 4 |
No. Of Questions | ||||
Data Interpretation (Bar graph, Caselet) | 10 | 5 | 5 | 10 |
Missing Number Series | 5 | 5 | 5 | 3 |
Simplification | 10 | 10 | 10 | 10 |
Miscellaneous | 10 | 15 | 15 | 12 |
IMPORTANT LINKS
For Official Website- Click here
For Official Notification- Click here
LATEST UPDATE
The SBI Junior Associate recruitment (Advt. No. CRPD/CR/2025-26/06) had online registration from August 6 to August 26, 2025. The Preliminary Exam is tentatively set for September 2025, and the Main Exam for November 2025. Candidates must be aged 20–28 as of April 1, 2025, with relaxations for reserved categories. Graduation or equivalent is required. OBC certificates (Non-Creamy Layer) must be issued between April 1, 2025, and the appointment date, EWS certificates are valid for 2024-25 to 2025-26, and disability certificates must be dated on or before August 26, 2025. SBI apprentices need engagement from January 1, 2022, and one year’s experience by August 26, 2025. Call letters can be downloaded 10 days before each exam. The waitlist is valid for one year from the final result. As of August 27, 2025, applications are closed. The Preliminary Examination for the SBI Junior Associate recruitment is tentatively scheduled for September 2025, and the Main Examination is tentatively set for November 2025.
STUDY TIPS & PLANS
The SBI Clerk Prelims Exam is the first stage of selection for Junior Associates in the State Bank of India. It tests candidates in English Language, Numerical Ability, and Reasoning Ability through an online objective test. The exam is highly competitive, so speed, accuracy, and consistent practice are key to success.
Study Tips
Focus on basics first, then move to shortcuts and advanced questions.
Practice sectional tests daily to improve speed and accuracy.
Give regular mock tests to analyze weak areas.
Strengthen vocabulary, grammar, and reading comprehension for English.
Revise formulas and practice mental calculation for Numerical Ability.
For Reasoning, solve puzzles, seating arrangements, and practice coding-decoding, syllogisms daily.
Study Plan
1-Month Plan (Crash Preparation)
Week 1: Revise basics of Arithmetic (Simplification, Number Series, Percentages), English grammar rules, and basic reasoning topics.
Week 2: Start solving topic-wise quizzes daily (at least 3 per subject).
Week 3: Attempt full-length mock tests every alternate day, analyze mistakes.
Week 4: Focus on weak topics and high-weightage areas like puzzles, DI, and reading comprehension.
3-Month Plan (Balanced Preparation)
Month 1: Cover all fundamentals (Arithmetic chapters, Grammar, Reasoning basics). Practice 2-3 quizzes daily.
Month 2: Increase difficulty level, start practicing puzzles, data interpretation, and RC passages. Take weekly full mock tests.
Month 3: Focus on speed-building, short tricks, and revision. Take 2-3 mock tests per week and analyze performance thoroughly.
6-Month Plan (Comprehensive Preparation)
Months 1–2: Build strong fundamentals across all subjects. Maintain notes for formulas, grammar rules, and reasoning tricks.
Months 3–4: Practice advanced-level questions, sectional mock tests, and topic-wise time-bound quizzes.
Months 5–6: Focus on exam-level mock tests (2–3 per week), fine-tune accuracy, and maximize attempt strategy. Revise all notes and shortcuts.
IMPORTANT LINKS
For Official Website: Click Here
For Official Notification: Click Here???????